As a landlord, you take on a lot of risks. Having strangers living in your house can lead to a bunch of issues. A good insurance policy to cover you if problems do arise, is probably what you need. So what does it cover? Landlord insurance usually covers the following: Property Damage – Property damage …
Umbrella insurance is a type of liability insurance that goes above and beyond your liability limits on your home, auto, or other policies that carry liability coverage. You cannot purchase an umbrella policy on its own. It is meant for extra protection, when your other policies may not cover you enough. What Does Umbrella Insurance …
What is renters insurance anyway? Renters insurance is in a way apartment insurance. It is insurance for the renter. Since you do not own the structure, the insurance covers you for your contents in case they are lost, damaged, or stolen. A renters insurance policy also covers you legally if someone gets injured in your …
Homeowners insurance is a type of insurance policy that covers your home, the contents, and the people who reside in it. You may need it because it’s required by your lender or for peace of mind! Even if it was not required by anyone or anything, wouldn’t you still want to cover one of, if …
A standard homeowners policy does cover personal property and includes things like jewelry and fine arts, but items like these are covered only up to a certain limit. If you have high-value items or collectibles, you will need a scheduled personal property endorsement. What Is Scheduled Personal Property Coverage? Scheduled personal property coverage is a …
Moving comes with a lot of stress and excitement and insurance is one of those things that people tend to forget or try to cross off their list quickly. There are two mistakes that are usually done when dealing with homeowners insurance while someone is moving. One being that the homeowner cancels too early and …
Car insurance, commercial insurance, and health insurance have been the topics of discussion for 2020. This year has brought pandemics, deaths, and riots. It has been a challenging year for many people and we hope that things get better. Some questions that have popped up quite a bit, is my car insurance going to keep …
Southern California faced another fire Sunday evening, leaving multiple homes destroyed and one dead. The fire started in Imperial County in a little town called Niland. The fire has allegedly started from wind and with the surrounding brush area, the fire went wild. Homes, lives, animals, and their property all burned within a matter of …
Here in California, we are probably close to something beautiful and want to enjoy the outdoors. Sometimes we don’t want the hard work of a mountain bike, so we get an ebike or an electronic bike! They can be super fun, but there are actually a lot of risks and if you think they are …
A lot of us in California are not ready to buy a home and are living in an apartment, condo, or home that we do not own. You may not own the property, but you probably still own some of the contents inside it. Repairing and replacing your things can cost thousands of dollars and …
