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Home Insurance Coverage For All Shapes, Sizes, and Problems of Home
Homeowners insurance is one of the most important types of insurance because it usually protects your largest asset. Having homeowners insurance will help in rebuilding your home, protecting your personal property, paying for extra living expenses, and many other things If your home is considered to be a high-value home, then special attention may be needed to properly insure it. We can insure homes with claims, homes in high-risk fire areas, secondary homes, short-term vacation rentals, landlords, rental properties, Airbnb homes, Vrbo homes, and just your standard primary home!
What Does A Standard Home Insurance Policy Cover?
- Building Coverage – the cost to rebuild your home from the ground up
- Other Structures – detached structures on the property
- Personal Belongings – all your contents and things. Sometimes these things may require special riders for costly items such as antiques, jewelry, art, wine collections, or anything of high value. Please see our guide, here, to insuring your personal property.
- Additional Living Expenses – alternative home rental expenses because you may need to live elsewhere while repairs are being done to your home
- Liability – regarding accidents that may occur to your guests or 3rd party
For Condo insurance, you should get enough to protect any additions or alterations done to your interiors, such as wood floors or cabinetry.
Here is what it can cover:
- Damages to your additions and alterations or improvements made to the unit’s structure.
- Personal belongings which can include your jewelry, luxury items, stereo equipment, heirlooms, furniture, TV, computer and other electronic items, and more…
- Liability for accidents that may happen at your home or elsewhere
- Damages to other people’s property which you may be liable for
- Transactions made on your credit card at your home or taken from your home which you didn’t authorize
- Coverage for the deductibles and Loss Assessment from the Master HOA Policy
If you want top-notch service with great home insurance plans, then call us today. One of our experienced agents will assist you in finding the perfect policy you need. 949-450-1822
