Bundling Insurance Policies Saves You Money

Bundling insurance policies can save you money. As California homeowners insurance rates rise, especially for those of you that are in a wildfire or high-risk area, it’s best to start combining all your policies together. It’s very beneficial to have all your policies under one roof as it saves you time, money, and you get …

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Landlord Insurance Explained

As a landlord, you take on a lot of risks. Having strangers living in your house can lead to a bunch of issues. A good insurance policy to cover you if problems do arise, is probably what you need. So what does it cover? Landlord insurance usually covers the following: Property Damage – Property damage …

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The Breakdown Of Umbrella Insurance Coverage

Umbrella insurance is a type of liability insurance that goes above and beyond your liability limits on your home, auto, or other policies that carry liability coverage. You cannot purchase an umbrella policy on its own. It is meant for extra protection, when your other policies may not cover you enough. What Does Umbrella Insurance …

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The Breakdown Of Renters Insurance Coverage

What is renters insurance anyway? Renters insurance is in a way apartment insurance. It is insurance for the renter. Since you do not own the structure, the insurance covers you for your contents in case they are lost, damaged, or stolen. A renters insurance policy also covers you legally if someone gets injured in your …

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Guide To Insuring Jewelry And Other Scheduled Property

A standard homeowners policy does cover personal property and includes things like jewelry and fine arts, but items like these are covered only up to a certain limit. If you have high-value items or collectibles, you will need a scheduled personal property endorsement. What Is Scheduled Personal Property Coverage? Scheduled personal property coverage is a …

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When Should I Cancel My Homeowners Policy If I Am Moving?

Moving comes with a lot of stress and excitement and insurance is one of those things that people tend to forget or try to cross off their list quickly. There are two mistakes that are usually done when dealing with homeowners insurance while someone is moving. One being that the homeowner cancels too early and …

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Does My Car And Business Insurance Cover Riots?

Car insurance, commercial insurance, and health insurance have been the topics of discussion for 2020. This year has brought pandemics, deaths, and riots. It has been a challenging year for many people and we hope that things get better. Some questions that have popped up quite a bit, is my car insurance going to keep …

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Wildfire Burns Southern California

Southern California faced another fire Sunday evening, leaving multiple homes destroyed and one dead. The fire started in Imperial County in a little town called Niland. The fire has allegedly started from wind and with the surrounding brush area, the fire went wild. Homes, lives, animals, and their property all burned within a matter of …

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