The surge of demand for homeowners insurance in the areas of Coto de Caza, Trabuco Canyon, and Ladera Ranch has increased heavily over the past few months but skyrocketed in the past week. If you are in these surrounding areas, or another fire area – we can help you! Finding insurance doesn’t have to be some massive headache! There is a solution for you, you do have options, and you can get insurance! A good, trusted broker is really all you need and the rest is a pretty straightforward process. You can help by contacting us sooner rather than later, as sometimes it takes time to thoroughly shop it out!

Am I Going To Be Insured With The Fair Plan?

The answer to that is: only if you have to be! Each house and risk is different, and depending on many factors, it will determine if you will be insured with the Fair Plan, or with a standard market. We have researched the market heavily, and people who have thought the Fair Plan is their only option have been surprised when we can find them a normal market! Again, it all depends on the situation, but we work hard to get you insured the right way and the way you would like to be.

If the home you are in or are purchasing is over $3M in total for your home, contents, personal property, etc. then we recommend you call us right away. Insurance programs that are not the Fair Plan are limited in this area, and capacity is limited for these special programs. We recommend acting quickly when it comes to getting your home insured properly in these areas. We have dedicated, and experienced individuals that are actively working on finding more and more markets as they become available! Speak to one of our experts today about your homeowner’s insurance, 949-450-1822.