Why Did My Home Insurance Rates Go Up?

California homeowners receiving their home insurance renewals are seeing higher rates across the board. Policyholders are demanding answers to why their home insurance rates are increasing and what they can do about it going forward. Record Breaking Inflation Causing Higher Home Insurance Rates Living our daily lives in California, we can see the effects inflation …

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What Is An HO3 Insurance Policy?

An HO3 insurance policy is a type of homeowners insurance that offers protection for your home, yourself, and your belongings from disasters or injuries. The most standard and most common homeowners policy is an HO3. If you are a homeowner then there is a good chance that this is the type of policy you have. …

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We Offer California Fair Plan Alternatives

Are you looking for California Fair Plan alternatives? You may be in luck. We have scoured the market and have done our research for people like you who are looking for possible ways to get away from the California Fair Plan. First and foremost, we have to say being insured with the California Fair Plan …

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The Fair Plan: Most Frequently Asked Questions

Listed below are some frequently asked questions about the Fair Plan, if you have any more questions, please reach out to us at any time, 949-450-1822 Q: What is the coverage limit for the Fair Plan? A: $3 million in total coverage Q. Is there a price difference when shopping for the Fair Plan with …

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Your California Fair Plan And DIC Wrap Around Guide

If you are a California homeowner located in a fire zone, a brush area, or a high-risk wildfire area, then you probably already know that finding home insurance has become increasingly difficult. Non-renewals, cancellations, and rate increases are becoming a normal occurrence in California. If you are reading this now, you are in good hands …

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Advice For Shopping California Home Insurance

Maybe you have been a homeowner for a while or this is going to be your first home purchase, either way being knowledgeable about your California home insurance is important. In this article, I am going to give you great advice and tools for making sure you know what and how to shop for your …

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The Impact Of Fires On California Wildfire Insurance

California wildfire insurance is getting very difficult to obtain for any home that is located in a high-risk fire area or that is near brush. These homes are a big challenge for insurance carriers throughout the state as wildfires in California have costs them billions of dollars. Claims for California wildfire insurance continue to increase, …

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What Most Homeowners Don’t Know About Their Homeowners Policy

Your homeowners insurance policy is one of the most important purchases you will make in your lifetime. Your home is usually your biggest asset and Unity One Insurance is here to help you obtain the right coverage and a great policy. How To Shop For Your Homeowners Insurance Policy Shopping for your homeowner’s insurance should …

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Bundling Insurance Policies Saves You Money

Bundling insurance policies can save you money. As California homeowners insurance rates rise, especially for those of you that are in a wildfire or high-risk area, it’s best to start combining all your policies together. It’s very beneficial to have all your policies under one roof as it saves you time, money, and you get …

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