The Breakdown Of Homeowner’s Insurance Coverage In California

Homeowners insurance is a type of insurance policy that covers your home, the contents, and the people who reside in it. You may need it because it’s required by your lender or for peace of mind! Even if it was not required by anyone or anything, wouldn’t you still want to cover one of, if …

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Wildfire Burns Southern California

Southern California faced another fire Sunday evening, leaving multiple homes destroyed and one dead. The fire started in Imperial County in a little town called Niland. The fire has allegedly started from wind and with the surrounding brush area, the fire went wild. Homes, lives, animals, and their property all burned within a matter of …

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Town-Home & Condo Insurance For High Brush Fire Areas

Buying townhouse and condo insurance in California could possibly be a new thing for you. Since all the fires in California, people that were not required to have town-home or condo insurance when they bought their place are now required to have it. Maybe you sought out town-home/condo insurance because you are in a high-risk …

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High Brush Insurance & Buying A New Home

It is so exciting buying a new home, the fresh scenery, and the rewarding moment when you finally pick the house you want. Everything is falling into place from the loan to the inspection but then you get denied homeowners insurance. You insured your last home for 30 years with this company, have had no …

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California Firewise Communities Can Help You

A firewise community is a volunteer program where neighbors come together to get organized, find direction, and take precautions to protect their homes against wildfire. A lot of homes in California are surrounded by forests, high brush, and wildfire areas and neighborhoods like these are coming together! Put on by the National Fire Protection Association, …

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How Your Home Is Being Deemed “A Wildfire Risk”

Wildfires are quickly getting worse and worse in California. If you feel you’re the only one who is getting canceled or non-renewed due to your home being in a high-risk wildfire area, you certainly are not alone! Because the wildfires were so devastating and came so quickly, they caused an overwhelming amount of unexpected claims. …

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California Homeowners Struggle With Insurance In Wildfire Areas

California homeowners are having potential threats for wildfires, which is causing the residents to struggle, Data shows that the trend keeps increasing for non-renewals for those that are located in a wildfire area risk. Finding affordable fire insurance across the state has become more and more difficult. Some real estate transactions have even been canceled …

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Wildfire & California Homeowners Insurance FAQ

Q: Can older homes be insured? Are they more pricey? A: Yes, older homes can be insured. They can be more pricey, but not necessarily. If your home is older make sure to get the roof replaced, the pipes redone, and keep it up to date on code. See our fire prevention tips for more …

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Wildfire Prevention Tips

Fire season is all year round and it is better to be prepared in case a fire does happen. Better safe than sorry! So how can you be prepared? Read the tips below to get some ideas on how to keep you and your family as safe as possible. Make sure to review your homeowner’s …

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Time To Review Your Insurance Coverage

Review Your Insurance At Renewal 2020 is among us and it is time to save money and upgrade your insurance policies. This has already been a crazy year…pandemics, riots, what’s next? There were lots of fires last year in California too, you never know what’s going to happen! Earthquakes? Landslides? Flooding? The list goes on …

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