California homeowners are having potential threats for wildfires, which is causing the residents to struggle, Data shows that the trend keeps increasing for non-renewals for those that are located in a wildfire area risk. Finding affordable fire insurance across the state has become more and more difficult. Some real estate transactions have even been canceled or stalled! Don’t let this be you! We can get you property insurance for your home, even if it is in the worst fire area.

Since this has been such a problem, the commissioner has set out new rules. One of the new rules states: “An insurer shall not cancel or refuse to renew a policy of residential property insurance for a property located in any zip code within or adjacent to the fire perimeter. for one year after the declaration of a state of emergency, based solely on the fact that the insured structure is located in an area in which a wildfire has occurred.” This means that if you were in a certain zip code, which we will list below, during a certain time, then your policy is going to non-renew or possibly triple in rates. Insurance carriers were trying to non-renew and cancel during the horrific fires last year causing people who lost their homes unable to find homeowners insurance. This new rule forced those insurance carriers to hold out for another year and keep insuring them.

California Homeowners Are Asking: Am I At Risk?

If you are in the following zip codes, your homeowner’s policy will non-renew or possibly triple in rates starting October 11, 2020, due to wildfire risk in California.

Saddleridge Fire: 91342, 91344, 91326, 91311, 91321, 91381, 93063, 91331, 91350, 91355, 91387, 91304, 91354, 91343, 91306, 91351, 91352, 91325, 91042, 91324, 91040, 91384, 91340, 91390, 91345, 93015, 93510, 93040, and 91330.

Eagle Fire (Riverside County): 92881, 92503, 92882, 92879, 92883, 92570.

Sandalwood Fire: 92373, 92320, 92374, 92399, 92223, 92555, 92324, 92557, 92354, 92318, and 92350.

Reche Fire: 92324, 92509, 92376, 92557, 92507, 92373, 92410, 92354, 92316, 92501, 92313, 92408, 92401,92318, 92350, 92521, and 92415.

Wolf Fire: 92220, 92223, 92399, 92583, 92549, 92256, 92230, 92339, and 92282.

If you are in the following zip codes, your homeowner’s policy will non-renew or possibly triple in rates starting October 25, 2020, due to wildfire risk in California.

Kincade Fire: 95403, 95404, 95492, 95448, 95425, 94515, 95461, 95441, 94928, 95401, 95409, 95407, 95405,95451, 94574, 95446, 95436, 95467, 95457, 95442, 94951, 95445, 95421, 94508, 95449, 95452,95439, 94567, 94576, and 95426.

Tick Fire: 91387, 91351, 91390, 91342, 93551, 91350, 91354, 91321, 91384, 93510, and 93532.

If you are in the following zip codes, your homeowner’s policy will non-renew or possibly triple in rates starting October 27, 2020, due to wildfire risk in California.

Getty Fire: 90049, 90025, 90024, 90272, 90403, 91403, 91436, 90402, 90077, 90095, and 90073.

Hill Fire: 92509, 92504, 92324, 92505, 91752, 92337, 92316, and 92501.

Maria Fire: 93060, 93066, 93003, 93010, 93012, 93021, 93001, 93036, 93004, 93023, 93015, and 93022.

[Old] Water Fire: 92404, 92346, 92407, 92410, 92405, 92325, and 92322.

46 Fire: 92509, 92504, 92503, 92506, 92324, 92505, 92570, 92508, 91752, 92337, 92316, and 92501.

Hillside Fire: 92407, 92345, 92376, 92346, 92308, 92314, 92404, 92315, 92405, 92352, 92344, 92377, 92371,92411, 92325, 92382, 92397, 92359, 92386, 92391, 92341, 92333, 92322, 92321, 92358, 91759,92317, 92378, and 92385.

Easy Fire: 93065, 91360, 93021, 93063, 91320, 93012, 91362, 91361, 91307, 93015, and 93066.

Sky Fire: 94553, 94572, 94525, 94523, 94549, 94520, 94530, 94803, 94547, 94563, 94564, 94708, and 94569.

Glen Cove Fire: 94591, 94534, 94590, 94510, 94589, and 94503.

If you or your property are located in any of these areas and even if you’re not, give Unity One Insurance a call. We are on your side and we work for you. Save time and lots of money with customer service being our top priority,