When choosing the right insurance agent or broker, there are some things you should be looking out for and paying attention to. Insuring your house, car, business, family, and life is not a job for just anyone to take on and be trusted. Do your research and feel confident with the insurance agent or broker you choose.
Here are some key factors that you should be looking out for when choosing an insurance agent for the job:
- TRUST! – Trust is so important when choosing an insurance agent or broker for your home, auto, business, etc. Ask questions that you are concerned about with your policy and ask about the coverages. If you are getting a constant sales pitch or don’t feel confident in the answers they are giving you, move on!
- Reviews – Have you looked around to see reviews of the agency or the insurance agent or broker? What about the company they are trying to get you insured with? It is so important to look at the reviews of not only the insurance agent or broker and agency but also the company. If the agent is trying to get you insured with a poor company that has bad reviews, low rated, or one with little or no financial backing, what does that say about the agent? Get an insurance agent or broker that has good reviews, but also that obtains insurance through a good company. Check out our Yelp and Google reviews! Our clients love us!
- Diversity – Look for an insurance agent or broker that is diversified. Can they insure your home auto, umbrella, flood, earthquake, and business insurance? It’s best to get all your insurance needs under one roof, This is why an insurance broker is best, as they are very diversified and are true experts. Brokers have many insurance companies they do business with, not just one! That saves you money and time! Here at Unity One Insurance, we can insure all your needs and have so many companies, giving you great pricing, coverage, and company.
- Service – When you first called to get your quote, is the insurance agent taking the time to help, explain, and answer any questions you have? Try to get a feel for how your service is going to be when you actually buy the policy. Make sure you are always going to be speaking with the same person who sold you your policy. With us, the same person who sold you your policy services it as well.
- Not Overly Price Driven – If your insurance agent or broker is too concerned with price and not enough about the coverage or company, find someone else! (Hint: Unity One Insurance) Price is important, but it can’t be the only factor when choosing insurance. Coverage and company are so crucial, as that is the backbone of your whole insurance policy. Not having enough coverage, just to save on price is dangerous and not smart. Without the right coverage, whatever your insuring isn’t really insured. Read our article, here to dive deeper into the importance of company and coverage.
Give us a call today and let us take care of all your insurance needs. We are confident that we are the right insurance agent and broker for you, give Unity One Insurance a try, at 949-450-1822 or email info@unity1.com