Earthquake Facts

A chorus of experts reminds us that there is a 99 percent probability of an earthquake measuring 6.7 or greater hitting California within the next 28 years.  Considering the risk, it’s alarming that only 10 percent of California residents have earthquake insurance.

In fact, it’s not if a large earthquake will happen, but when a large earthquake will happen. If you live in California this is an inevitable fact.  Create a good emergency plan for your family and buy earthquake insurance. There hasn’t been major damage from an earthquake in quite a long time so buy a policy now while it’s cheap and still available.  If a major earthquake does happen, insurers will stop writing new policies and be under a moratorium.

Research And Review Earthquake Insurance

Now is a great time to research and review one of our comprehensive residential or commercial earthquake products.  Because we’re an insurance broker we have access to many different earthquake insurers.  We can build and find an earthquake policy to protect what’s important to you such as wine collections, swimming pool, fine arts, jewelry, or just your home.

Low Or High Deductibles

The choice is yours.  We have deductibles as low as 2% and as high as 25% which greatly affects the cost of the insurance.  What is great about these deductibles is that you don’t have to pay them upfront.

Special Earthquake Programs

Some insurers offer broader coverage and lower deductibles than others in the California market, Our agency has access to special earthquake programs underwritten by insurers fully licensed by the California Department of Insurance.

We do have the best available residential earthquake products in the marketplace.

Protect your home and belongings before a devastating earthquake takes you by surprise. Contact our office today to get a free, no-obligation quote.