Business income insurance, also known as, business interruption insurance, is a type of commercial business policy that covers the loss of income that your business may suffer after a covered peril that provides an income stream while you re-build. What’s Covered & What Isn’t? The perils that are usually covered under business interruption insurance are: …
California Employment Practices Liability Insurance, or EPLI, is a type of commercial insurance to protect a company or organization. EPLI can help cover the financial burden from settlements, legal fees, and judgments that result from a claim against your business. It usually protects the company or organization from claims arising from: discrimination (wrongful treatment based …
Our pets are more than just a furry friend, they are apart of the family and they cannot be forgotten when it comes to their health insurance. Our four-legged family members need dental visits, wellness check-ups, and when sick or injured to go get checked up and prescribed medications. Humans and pets are really not …
All directors, managers, CEO’s, and CFO’s all make mistakes believe it or not, but when they do, they also need insurance to protect their families and their personal assets. Directors & Officers Insurance is what you need as a leader of a company if you get caught in a lawsuit. There are lots of people …
As a landlord, you take on a lot of risks. Having strangers living in your house can lead to a bunch of issues. A good insurance policy to cover you if problems do arise, is probably what you need. So what does it cover? Landlord insurance usually covers the following: Property Damage – Property damage …
Errors & Omissions insurance can be called a couple of different things. If you are in a doctor setting, Malpractice Insurance may sound more familiar, if you are a lawyer, an accountant, etc. then Professional Liability is the term you may be looking for. Any term you use for E&O, all covers the same type …
Workers comp is something that your probably familiar with if you’re a business owner with any employees who work for you. In California, you are required to have worker’s compensation insurance if you have even one employee. Worker’s comp insurance covers employees who experience an injury while on the job and covers employers from being …
Protect your company with commercial auto liability insurance. If you or an employee uses a car for any business purposes, you will need commercial auto insurance to protect the financial future of your business. Do I Need Commercial Auto Liability Insurance? In California, all business-owned vehicles are required to have commercial auto insurance. The minimum …
General liability insurance or commercial general liability insurance helps protect your business. It can help protect your business from being sued for causing property damage or bodily injury. General liability coverage is included in a BOP or Business Owner Policy, but you can also purchase it alone, as a single line policy. What Does It …
Umbrella insurance is a type of liability insurance that goes above and beyond your liability limits on your home, auto, or other policies that carry liability coverage. You cannot purchase an umbrella policy on its own. It is meant for extra protection, when your other policies may not cover you enough. What Does Umbrella Insurance …
