Your California Fair Plan And DIC Wrap Around Guide

If you are a California homeowner located in a fire zone, a brush area, or a high-risk wildfire area, then you probably already know that finding home insurance has become increasingly difficult. Non-renewals, cancellations, and rate increases are becoming a normal occurrence in California. If you are reading this now, you are in good hands …

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Advice For Shopping California Home Insurance

Maybe you have been a homeowner for a while or this is going to be your first home purchase, either way being knowledgeable about your California home insurance is important. In this article, I am going to give you great advice and tools for making sure you know what and how to shop for your …

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The Impact Of Fires On California Wildfire Insurance

California wildfire insurance is getting very difficult to obtain for any home that is located in a high-risk fire area or that is near brush. These homes are a big challenge for insurance carriers throughout the state as wildfires in California have costs them billions of dollars. Claims for California wildfire insurance continue to increase, …

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What Most Homeowners Don’t Know About Their Homeowners Policy

Your homeowners insurance policy is one of the most important purchases you will make in your lifetime. Your home is usually your biggest asset and Unity One Insurance is here to help you obtain the right coverage and a great policy. How To Shop For Your Homeowners Insurance Policy Shopping for your homeowner’s insurance should …

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Bundling Insurance Policies Saves You Money

Bundling insurance policies can save you money. As California homeowners insurance rates rise, especially for those of you that are in a wildfire or high-risk area, it’s best to start combining all your policies together. It’s very beneficial to have all your policies under one roof as it saves you time, money, and you get …

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The Current Mood On Fire Insurance In California

Being a broker that specializes in writing property insurance in California, we work with homeowners every day looking to insure their homes. As of late, I have seen firsthand the difficulty of getting fire insurance in California because of the wildfires throughout the state. Any home that is in close proximity to brush or a …

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California Garage Liability Insurance Explained

California garage liability insurance is coverage for entities that work on automobiles.  It protects your business from bodily injury and property damage caused by the operations of an auto garage. This policy can be written as a stand-alone or added as an endorsement to a BOP or a general liability policy. Who Needs It? Things …

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Business Owner Policy (BOP) Coverage Explained

A Business Owner Policy also known as a BOP is a type of commercial insurance that provides coverage for both liability and commercial property. Liability insurance and commercial property insurance can be purchased separately but it is common with a lot of small to large businesses that if you need one, a lot of the …

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Inland Marine Insurance Explained

Inland marine insurance is a type of business insurance policy that covers specific machinery, equipment, and/or goods at your place of business or in transfer on land and property. Usually, it’s added as an endorsement to a Business Own Policy or (BOP), but it can be written as a stand-alone policy as well. Inland marine …

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