California Garage Liability Insurance Explained

California garage liability insurance is coverage for entities that work on automobiles.  It protects your business from bodily injury and property damage caused by the operations of an auto garage. This policy can be written as a stand-alone or added as an endorsement to a BOP or a general liability policy.

Who Needs It?

Things happen and it’s important to be protected from lawsuits. Auto dealerships and other auto-related businesses that do vehicle maintenance and repairs should have garage liability insurance. Some good candidates to have this insurance are:

  • Auto Dealerships
  • Auto Repair Shops
  • Independent & Public Valet Parking Services
  • Specialty Repair Shops
  • Car Washes
  • Car Detailers
  • Towing Lots
  • Service Stations
  • Mechanics
  • And all other related businesses

What Does Garage Liability Insurance Cover?

Any business that does have possession of someone else’s car for business purposes, you are also in the temporary care of their vehicle. This can lead to lots of issues for your business if something happens to someone’s car or if they claim something happened to their car, it’s best to have insurance. If a car accidentally gets damaged or a customer injures themselves at your place of business, this insurance will help cover the costs of:

  • Legal Fees
  • Defense Costs
  • Lawsuits
  • Damage To Vehicle From Covered Peril ( Theft, Vandalism, Fire, Severe Weather, Actions Of Employee)

Start your garage liability insurance today and call 949-450-1822 or email info@unity1.com. Speak to one of our licensed commercial insurance agents now to get covered properly. if you have any questions, we are here to help you every step of the way. The same person who sold you your policy, is also the same person who services your policy, we offer unbeatable service, call now!

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