General liability insurance or commercial general liability insurance helps protect your business. It can help protect your business from being sued for causing property damage or bodily injury. General liability coverage is included in a BOP or Business Owner Policy, but you can also purchase it alone, as a single line policy. What Does It …
Umbrella insurance is a type of liability insurance that goes above and beyond your liability limits on your home, auto, or other policies that carry liability coverage. You cannot purchase an umbrella policy on its own. It is meant for extra protection, when your other policies may not cover you enough. What Does Umbrella Insurance …
What is renters insurance anyway? Renters insurance is in a way apartment insurance. It is insurance for the renter. Since you do not own the structure, the insurance covers you for your contents in case they are lost, damaged, or stolen. A renters insurance policy also covers you legally if someone gets injured in your …
Homeowners insurance is a type of insurance policy that covers your home, the contents, and the people who reside in it. You may need it because it’s required by your lender or for peace of mind! Even if it was not required by anyone or anything, wouldn’t you still want to cover one of, if …
If you drive a car, you have to have car insurance, so let’s talk basics. We want you to understand car insurance and what your buying, So, why do you need car insurance? Well, it’s illegal to drive a car without it. Second, if you do cause an accident, you could be sued for everything …
As a small business owner, we do not purchase insurance with expectations of losses and claims. We purchase it to protect ourselves and the business we worked so hard to create. Insurance is imperative as a small business owner. Small Business Insurance Here are the top 5 most common claims for small businesses: Burglary & …
Insurance is complicated and it can be a confusing purchase. Insurance is also very important and not something you can just “wing”. If you have the wrong coverage or not enough then it could be devastating if you do have a loss or claim. Unity One Insurance Agents Are A Must Here are some of …
A standard homeowners policy does cover personal property and includes things like jewelry and fine arts, but items like these are covered only up to a certain limit. If you have high-value items or collectibles, you will need a scheduled personal property endorsement. What Is Scheduled Personal Property Coverage? Scheduled personal property coverage is a …
Getting a DUI or a reckless driving violation is not a good situation, and if you already have one then you know it’s a grueling process. After all the court and DMV issues you have to face, you get an insurance renewal that is 2x the amount or even non-renewed! Unity One Insurance is here …
Moving comes with a lot of stress and excitement and insurance is one of those things that people tend to forget or try to cross off their list quickly. There are two mistakes that are usually done when dealing with homeowners insurance while someone is moving. One being that the homeowner cancels too early and …
