Starting June 15th, 2020, The California Fair Plan raised the amount of coverage you can have on your home. The limits used to be $1.5 million, leaving houses over that value behind to be underinsured. To read more about The California Fair Plan raising limits on coverage, click here

Q&A

Q: What are the new limits available?

A: The new limits available are $3 million for dwelling policies

Q: When can I purchase these higher limits?

A: All policies new or renewing June 15, 2020, can be written with these higher limits. For policies that have not been renewed, you can send in a new application and if issued, cancel your old policy.

Q: What is needed to start the application?

A: Whether you are applying for coverage below or above $1.5 million, a replacement cost estimate is always required. We will also need photographs of the property that you want to be insured.

Q: How many photos are needed?

A: 2 to 4 photos are good, but make sure there is a clear picture of the roof. Photos shouldn’t be blurry or of bad quality. Photos can be from another source like a website or inspector, as long as they are up to date!

Q: What size and format can the files be?

A: Max per file is 20MB. Accepted file formats are: .doc , .pdf , .bmp , .gif , .jpg , .jpeg , .tif , .tiff .

Have any other questions regarding the California Fair Plan? Give us a call at 949-450-1822. Shoot us an email at info@unity1.com. Find us on Facebook and Instagram: @unityoneinsurance. Don’t go through the application process alone, let us fill it out for you and get your policy perfect. You are insuring one of, if not your biggest asset, let us help you.