California homeowners are having potential threats for wildfires, which is causing the residents to struggle, Data shows that the trend keeps increasing for non-renewals for those that are located in a wildfire area risk. Finding affordable fire insurance across the state has become more and more difficult. Some real estate transactions have even been canceled …
The California Fair Plan is a great option for homeowners who are finding it impossible to get their home insured. The limits under The California Fair Plan used to be $1.5 million, excluding high-value homes until recently the limits have jumped up to $3 million. Obtaining home insurance is getting tougher and tougher for property …
Q: Can older homes be insured? Are they more pricey? A: Yes, older homes can be insured. They can be more pricey, but not necessarily. If your home is older make sure to get the roof replaced, the pipes redone, and keep it up to date on code. See our fire prevention tips for more …
Fire season is all year round and it is better to be prepared in case a fire does happen. Better safe than sorry! So how can you be prepared? Read the tips below to get some ideas on how to keep you and your family as safe as possible. Make sure to review your homeowner’s …
Review Your Insurance At Renewal 2020 is among us and it is time to save money and upgrade your insurance policies. This has already been a crazy year…pandemics, riots, what’s next? There were lots of fires last year in California too, you never know what’s going to happen! Earthquakes? Landslides? Flooding? The list goes on …
Affordable California Fire Insurance Coverage Our hearts go out to those who were affected by the recent fires. Here in California, we all saw some of the worst fires in history. As a result, these fires destroyed many lives, homes, businesses, and structures last year. The damage has been astronomical. Therefore, causing insurance companies losses …
Earthquake Facts A chorus of experts reminds us that there is a 99 percent probability of an earthquake measuring 6.7 or greater hitting California within the next 28 years. Considering the risk, it’s alarming that only 10 percent of California residents have earthquake insurance. In fact, it’s not if a large earthquake will happen, but …
Property Insurance Pricing Warning There could be an increase in your property insurance so pay heed! The insurance industry and homeowners are facing difficulties this year due to claim frequency. One of the issues in 2017 was faulty Chinese copper pipes. From 2017 to now, the major issue is the fires that ravaged Northern California. …
