Being a broker that specializes in writing property insurance in California, we work with homeowners every day looking to insure their homes. As of late, I have seen firsthand the difficulty of getting fire insurance in California because of the wildfires throughout the state. Any home that is in close proximity to brush or a …
Homeowners insurance is a type of insurance policy that covers your home, the contents, and the people who reside in it. You may need it because it’s required by your lender or for peace of mind! Even if it was not required by anyone or anything, wouldn’t you still want to cover one of, if …
Starting June 15th, 2020, The California Fair Plan raised the amount of coverage you can have on your home. The limits used to be $1.5 million, leaving houses over that value behind to be underinsured. To read more about The California Fair Plan raising limits on coverage, click here Q&A Q: What are the new …
Southern California faced another fire Sunday evening, leaving multiple homes destroyed and one dead. The fire started in Imperial County in a little town called Niland. The fire has allegedly started from wind and with the surrounding brush area, the fire went wild. Homes, lives, animals, and their property all burned within a matter of …
Buying townhouse and condo insurance in California could possibly be a new thing for you. Since all the fires in California, people that were not required to have town-home or condo insurance when they bought their place are now required to have it. Maybe you sought out town-home/condo insurance because you are in a high-risk …
It is so exciting buying a new home, the fresh scenery, and the rewarding moment when you finally pick the house you want. Everything is falling into place from the loan to the inspection but then you get denied homeowners insurance. You insured your last home for 30 years with this company, have had no …
A firewise community is a volunteer program where neighbors come together to get organized, find direction, and take precautions to protect their homes against wildfire. A lot of homes in California are surrounded by forests, high brush, and wildfire areas and neighborhoods like these are coming together! Put on by the National Fire Protection Association, …
Wildfires are quickly getting worse and worse in California. If you feel you’re the only one who is getting canceled or non-renewed due to your home being in a high-risk wildfire area, you certainly are not alone! Because the wildfires were so devastating and came so quickly, they caused an overwhelming amount of unexpected claims. …
California homeowners are having potential threats for wildfires, which is causing the residents to struggle, Data shows that the trend keeps increasing for non-renewals for those that are located in a wildfire area risk. Finding affordable fire insurance across the state has become more and more difficult. Some real estate transactions have even been canceled …
The California Fair Plan is a great option for homeowners who are finding it impossible to get their home insured. The limits under The California Fair Plan used to be $1.5 million, excluding high-value homes until recently the limits have jumped up to $3 million. Obtaining home insurance is getting tougher and tougher for property …
