Being a broker that specializes in writing property insurance in California, we work with homeowners every day looking to insure their homes. As of late, I have seen firsthand the difficulty of getting fire insurance in California because of the wildfires throughout the state. Any home that is in close proximity to brush or a high-risk fire area is becoming a challenge for all insurance companies.
Are Homeowners Being Dropped Or Getting Large Rate Increases?
It’s a challenge for these insurance companies because the more wildfires that occur, so does the amount of claims. The number of claims that came in overwhelmed insurance companies leading them to cancel, non-renew, or quadruple homeowners insurance rates.
To save you money, we make sure to go through your homeowner’s policy to get you the best pricing we can. Here are some ways we save you money:
- Obtain any credits or discounts that apply to you
- Playing around with different deductibles to get a lower premium
- Unity One Insurance will re-shop your home insurance if rates are much higher at renewal
- Applying multi-policy discounts! Let us quote your car, umbrella, etc. to go along with your homeowner’s insurance, that saves you big time
Choose Unity One For Your Fire Insurance In California
Getting with a good insurance broker like us, Unity One Insurance, can help you tremendously. We have scoured the market and know exactly where to put your home. Unity One Insurance has access to many different companies, so we can get multiple rates and quotes at the same time, getting you the best coverage for the best price. Year after year as the homeowner’s insurance market changes, we can place your home through different companies.
With my clients, they know they are getting taken care of. Trust is very important with insurance, the same person who sold you the policy, services it as well. As a broker, we don’t work for the insurance companies, we work for you.
Call now 949-450-1822 or email info@unity1.com to speak to a licensed insurance expert.
