Here in California, we are probably close to something beautiful and want to enjoy the outdoors. Sometimes we don’t want the hard work of a mountain bike, so we get an ebike or an electronic bike! They can be super fun, but there are actually a lot of risks and if you think they are …
A lot of us in California are not ready to buy a home and are living in an apartment, condo, or home that we do not own. You may not own the property, but you probably still own some of the contents inside it. Repairing and replacing your things can cost thousands of dollars and …
Buying townhouse and condo insurance in California could possibly be a new thing for you. Since all the fires in California, people that were not required to have town-home or condo insurance when they bought their place are now required to have it. Maybe you sought out town-home/condo insurance because you are in a high-risk …
It is so exciting buying a new home, the fresh scenery, and the rewarding moment when you finally pick the house you want. Everything is falling into place from the loan to the inspection but then you get denied homeowners insurance. You insured your last home for 30 years with this company, have had no …
A firewise community is a volunteer program where neighbors come together to get organized, find direction, and take precautions to protect their homes against wildfire. A lot of homes in California are surrounded by forests, high brush, and wildfire areas and neighborhoods like these are coming together! Put on by the National Fire Protection Association, …
Wildfires are quickly getting worse and worse in California. If you feel you’re the only one who is getting canceled or non-renewed due to your home being in a high-risk wildfire area, you certainly are not alone! Because the wildfires were so devastating and came so quickly, they caused an overwhelming amount of unexpected claims. …
California homeowners are having potential threats for wildfires, which is causing the residents to struggle, Data shows that the trend keeps increasing for non-renewals for those that are located in a wildfire area risk. Finding affordable fire insurance across the state has become more and more difficult. Some real estate transactions have even been canceled …
The California Fair Plan is a great option for homeowners who are finding it impossible to get their home insured. The limits under The California Fair Plan used to be $1.5 million, excluding high-value homes until recently the limits have jumped up to $3 million. Obtaining home insurance is getting tougher and tougher for property …
Q: Can older homes be insured? Are they more pricey? A: Yes, older homes can be insured. They can be more pricey, but not necessarily. If your home is older make sure to get the roof replaced, the pipes redone, and keep it up to date on code. See our fire prevention tips for more …
Fire season is all year round and it is better to be prepared in case a fire does happen. Better safe than sorry! So how can you be prepared? Read the tips below to get some ideas on how to keep you and your family as safe as possible. Make sure to review your homeowner’s …
